Travel insurance is an important safety step that helps you with money and health support while traveling. But sometimes, unexpected things like canceled flights, health issues, or longer trips mean you need to extend your travel insurance.
To make sure your coverage continues, you should tell your insurance company quickly and send a formal request with the needed documents. Below, you’ll find key tips and sample templates for when you might need to ask for an extension.
1. General Application for Extending Travel Insurance Policy
To,
The Manager,
[Insurance Provider Name],
[Office Address],
[City, State, Pin Code]
Date: [Insert Date]
Subject: Request for Extension of Travel Insurance Policy
Respected Sir/Madam,
I am [Your Name], a policyholder of your company with Policy Number [Policy Number]. My current travel insurance policy is set to expire on [Policy Expiry Date]. However, due to an extension of my trip, I will now be returning on [New Return Date].
I kindly request you to extend my travel insurance policy to cover this extended duration. I have attached the following documents for your reference:
1. Updated travel itinerary.
2. Copy of the original insurance policy.
Please provide information regarding the applicable charges and next steps for processing this extension.
Yours sincerely,
[Your Name]
[Your Contact Number]
2. Application for Travel Insurance Extension Due to Flight Cancellation
To,
The Manager,
[Insurance Provider Name],
[Office Address],
[City, State, Pin Code]
Date: [Insert Date]
Subject: Request for Extension of Travel Insurance Policy Due to Flight Cancellation
Respected Sir/Madam,
I am [Your Name], holding Policy Number [Policy Number]. My return flight, initially scheduled for [Original Return Date], was unexpectedly canceled due to [reason, e.g., weather conditions]. As I have rebooked my flight for [New Return Date], I require an extension of my travel insurance policy to cover the additional days.
To assist with this request, I have attached the following:
1. Flight cancellation confirmation from the airline.
2. Updated travel itinerary with the new return date.
Please inform me of the necessary steps and associated costs to process this request.
Yours sincerely,
[Your Name]
[Your Contact Number]
3. Application for Extending Travel Insurance Due to Medical Emergency
To,
The Manager,
[Insurance Provider Name], [Office Address],
[City, State, Pin Code]
Date: [Insert Date]
Subject: Request for Extension of Travel Insurance Policy Due to Medical Emergency
Respected Sir/Madam,
I, [Your Name], am writing to request an extension of my travel insurance policy (Policy Number [Policy Number]) due to unforeseen medical reasons. I have been advised by my doctor to delay my return to India to complete ongoing treatment, and my revised return date is [New Return Date].
To support my request, I have enclosed the following:
1. Medical reports and a letter from the treating doctor.
2. Updated travel itinerary.
Kindly guide me on the procedure for extending the policy and the associated charges. Your prompt assistance will be highly appreciated.
Yours sincerely,
[Your Name]
[Your Contact Number]
4. Application for Extending Travel Insurance for Professional Reasons
To,
The Manager,
[Insurance Provider Name],
[Office Address],
[City, State, Pin Code]
Date: [Insert Date]
Subject: Request for Extension of Travel Insurance Policy Due to Work Commitments
Respected Sir/Madam,
I am [Your Name], the holder of Policy Number [Policy Number]. My work commitments abroad have been extended by my employer until [New Return Date], and I need my travel insurance policy to cover this additional period.
Please find attached the following documents to assist with my request:
1. Official letter from my employer confirming the extension of work.
2. Updated travel itinerary.
Kindly provide details regarding the charges and procedure for extending my insurance policy. Thank you for your assistance.
Yours sincerely,
[Your Name]
[Your Contact Number]
5. Application for Travel Insurance Extension for a Family Member
To,
The Manager,
[Insurance Provider Name],
[Office Address],
[City, State, Pin Code]
Date: [Insert Date]
Subject: Request for Travel Insurance Policy Extension for Family Member
Respected Sir/Madam,
I am [Your Name], and I am writing to request an extension of the travel insurance policy (Policy Number [Policy Number]) for my family member, [Family Member’s Name]. Due to [reason, e.g., extended vacation or delay in flight arrangements], they will now be returning on [New Return Date].
The following documents are enclosed for your reference:
1. Updated travel itinerary for [Family Member’s Name].
2. Relevant proof of the extended stay, such as flight rebooking confirmation.
I would appreciate it if you could provide information on the charges and steps required for extending the policy.
Yours sincerely,
[Your Name]
[Your Contact Number]
Key Points to Consider
Reason for Extension: Clearly state the purpose of the extension, such as medical reasons, flight cancellations, or extended travel plans.
Required Documents: Include your passport copy, visa details, proof of funds, and supporting documents related to the extension request.
Timeline: Submit the application before your current visa expires to avoid penalties.
Address the Correct Authority: Send the application to the immigration office or embassy handling your visa matters.
Polite Tone: Use a respectful and professional tone throughout your application.