Disclaimer

Last updated: 3 September 2026

The information and files on TechGuruPlus.com are published in good faith and for general informational purposes only. Please read this page before relying on anything you find here.

1. General information only

Everything on this Site — templates, formats, articles, guides and calculators — is provided for general information and convenience. It is not tailored to your situation, and it does not take account of your circumstances, your location or the rules that apply to you.

We make every reasonable effort to keep the Site accurate and current, but we make no representation or warranty of any kind about the completeness, accuracy, reliability or suitability of anything published here.

2. Not professional advice

Nothing on this Site is legal, financial, tax, accounting, medical or employment advice, and nothing here creates a professional relationship of any kind.

Several of our templates relate to areas that are governed by law or by statutory rules — including invoices and tax formats, salary slips and payroll deductions, employment letters, agreements, certificates and official forms. These rules differ between countries and states, and they change over time. A format that was correct when it was published may not be correct today, and a format used correctly in one country may be invalid in another.

Before using any template for a legal, financial, tax, employment or official purpose, verify it against the rules that currently apply to you, and consult a qualified professional — an accountant, lawyer, tax adviser or HR specialist — where the matter is important.

3. Calculators and tools

The calculators on this Site, including the income tax, GST, EMI, SIP and age calculators, produce approximate results based on the values you enter and on general assumptions. They are for rough guidance only.

They are not a substitute for a professional calculation, an official assessment, or a quotation from a lender or financial institution. Do not use their output as the basis for a filing, an application or a financial commitment without independent verification.

4. Templates are provided as is

Every file is prepared and checked before it is published, but templates are supplied “as is” and without warranty. We do not guarantee that a file is error-free, that its formulas will produce correct results in every situation, or that it will open and behave identically in every version of Word, Excel, PowerPoint, WPS Office, LibreOffice or Google Docs.

You are responsible for checking any document you create before you print, submit, sign or send it.

5. Limitation of liability

To the fullest extent permitted by law, TechGuruPlus.com and its owner are not liable for any loss or damage arising from your use of this Site or anything downloaded from it. This includes financial loss, rejected applications or filings, penalties or fines, contractual disputes, loss of employment opportunity, data loss and business interruption.

Your use of the Site and its files is entirely at your own risk.

6. Third-party names and trademarks

This Site references and provides files relating to products and organisations owned by other companies. Tally, Tally ERP 9 and Tally Prime are products of Tally Solutions Pvt. Ltd. Microsoft Word, Excel and PowerPoint are products of Microsoft Corporation. Bank forms are documents published by the banks concerned.

TechGuruPlus.com is not affiliated with, endorsed by, sponsored by or connected to any of these companies. All trademarks, logos and brand names remain the property of their respective owners, and are used here only to identify the software or organisation a file relates to.

Bank forms and similar official documents are provided as a convenience so that users can locate a form they are already entitled to use. Always confirm with the institution concerned that you are using the current version before submitting anything.

7. External links

This Site contains links to other websites. We do not control those sites and are not responsible for their content, accuracy, availability or privacy practices. A link is not an endorsement. Once you leave TechGuruPlus.com, the terms and policies of the site you visit apply.

8. Advertising and sponsored content

This Site is supported by advertising, including advertisements served by Google AdSense and its partners. We do not control which advertisements are shown and do not endorse the products or services advertised.

Some articles on this Site are sponsored or contributed by third parties. Where an article is sponsored, this is indicated on the article itself. Sponsored articles reflect the views of their author, not ours, and we do not verify or endorse the claims, products or services described in them. Any dealing you have with a third party mentioned in such an article is entirely between you and that party.

9. No guarantee of outcomes

Using a resume, cover letter, application or business template from this Site does not guarantee any particular result — including being shortlisted, hired, approved, registered or paid. Outcomes depend on factors outside our control.

10. Report an error

If you find a template that is out of date, incorrect or no longer valid, please tell us through the contact page. We correct or withdraw files promptly when an issue is reported.

11. Changes to this disclaimer

We may update this disclaimer as the Site develops. The revision date at the top of this page reflects the current version. Continued use of the Site means you accept the current version.

12. Contact

Questions about this disclaimer can be sent through our contact page, or by email to nazim.khan09@gmail.com.