How to Extract RTGS, NEFT, UPI No. from Bank Statement in Excel

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How to Extract RTGS/UPI/NEFT Number in Excel Using MID and FIND

If you have a value like the following in your Excel cell:

DRY RTGS/306017054099/MANNAT

You can extract the RTGS number (which is 306017054099 in this example) using the following Excel formula:

=MID(C13, FIND("RTGS/", C13) + 5, 12)

Explanation of the Formula:

  • FIND(“RTGS/”, C13) finds the position where the text RTGS/ starts. In this case, it’s character position 5.
  • + 5 moves the starting point to just after RTGS/, which is where the 12-digit RTGS number begins.
  • MID(C13, 10, 12) means: starting from character 10, extract 12 characters.

✅ Final Output:

306017054099

Summary Table:

Part Description
FIND("RTGS/", C13) Finds the starting position of “RTGS/”
+5 Moves to just after “RTGS/”
MID(..., ..., 12) Extracts 12 digits from that position

You can use similar logic to extract NEFT, IMPS, or UPI numbers by replacing "RTGS/" with the respective keyword.

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Nazim Khan, founder of TechGuruPlus.com

Founder & Editor, TechGuruPlus.com
[MBA in Finance]

Nazim Khan has spent over ten years working with Excel, Tally and office documentation in accounts, finance and MIS roles. He has been running TechGuruPlus.com since 2016, where he publishes free editable templates for office work, and the YouTube channel Business Excel. He has trained more than 50,000 people online. Every template on this site is built and checked by him before it is published.

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